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The banking industry depends on some of the world's most stalwart information systems to make payments, transfer funds, and manage liquidity. Unfortunately, in the modern world of real-time financial services - where e-commerce, microbilling, and self-service banking are fast becoming the norm - the batch-oriented, end-of-day processing of these legacy systems has become their undoing. Waterbury, Connecticut-based Webster Financial is using Oracle technology to evolve beyond static banking workflows, even as it improves transaction error rates and reduces costs. Using the industry-standard Business Process Execution Language (BPEL) in the context of a Service-Oriented Architecture (SOA), Webster has created a payment processing solution that can be easily modified, based on customer, time of day, liquidity, or almost any other factor.

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